Executive Board
Cliff Mearns

Has been engaged in financial services for most of his career. His professional background commenced with Australia’s largest consumer lender where he gained valuable commercial knowledge of all facets of consumer lending and collection. His varying roles, with the Company over the years also included accounting and investments
He has been engaged in insolvency practice for the past 11 years and is a director of SRMC Limited.
He is a graduate of the IPA Insolvency Education Program.
Registrations & licenses
- Registered Debt Agreement Administrator
- Licensed Commercial Agent (Qld)
- Licensed Real Estate Agent (Qld)
Professional Associations
- Debt Agreement Practitioners Association
- Insolvency Practitioners Association
- INSOL International
- Australian Institute of Credit Management
- Australian Institute of Management
- Australian Institute of Company Directors
Geoff Chester
After a variety of careers, including serving in Vietnam, then 19 years in Air Services Australia, firstly as an ATC followed by 9 years in Systems development projects, Geoff founded a software company. During this time Geoff became an active Marriage Councilor and Lay Pastor within different Christian church affiliations as well as a Marriage Celebrant. In 2003 Geoff started Debt Cutter as a debt consultancy business. This was upgraded to a Debt Administration in 2005 when Geoff became a registered Administrator.
The accumulation of years of experience assisting people navigate personal and decision making problems followed by formal assistance through the Debt Agreement process has been a real hands on experience from which to draw on.
Registrations & licenses
- Registered Debt Agreement Administrator
- Commissioner of Declarations
- Marriage Celebrant
Professional Associations
- Debt Agreement Practitioners Association
Qualifications
- Diploma of Science (Air Traffic Services)
- Cert IV Financial Services (Accounting)
Former Board Directors
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Latest News
Members were informed by email of the discussions held at the Bankruptcy Reform Consultative Forum on 12 December 2012. Members are reminded to submit their ...
We were advised by a member that ITSA had indicated that it would no longer advise administrators when the Official Receiver rejected a proposal and ...
We would like to welcome the following new Corporate Members joined in January 2012:
Aggs Robson
RSM Bird Cameron
DAPA will broaden its membership by inviting credit professionals, accountants and solicitors to join the Association at Associate level.
Personal Associate Membership will be granted with ...
Fellow Professional,
As you are no doubt aware we recently had a change of Executive Committee at DAPA. Namely:
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Since the reform of the Bankruptcy Act in 2007 a substantial set of changes have taken hold of consumer debt and personal Insolvency. There has been amalgamation and consolidation because of the Global Financial Crisis, pressuring corporations, banks and financial institutions to change their structures and business models.